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$Hourly PaycheckCalculator

Hourly Paycheck Calculator

See your real take-home pay from an hourly wage. Enter your rate and hours to estimate your paycheck after federal tax, Social Security, Medicare, and state income tax — using verified2026 figures. Private and instant; nothing you type leaves your device.

Paycheck calculator

Estimated take-home pay

$1,690.85every two weeks

$43,962 a year ·$3,664 a month

Annual paycheck breakdown
Gross pay$52,000.00
Federal income tax−$4,060.00
Social Security (6.2%)−$3,224.00
Medicare (1.45%)−$754.00
Net (take-home)$43,962.00

Effective tax + FICA rate: 15.5%· Marginal federal bracket: 12%

Estimate only. Excludes local/city taxes, employer benefit elections, W-4 adjustments, and other withholdings. Your actual paycheck will differ. This is not tax advice.

How your hourly paycheck is calculated

Your gross pay is your hourly rate times the hours you work, with overtime paid at a higher multiplier. From that gross, four things are withheld before you see your net (take-home) pay:

  1. Federal income tax. Calculated on your gross minus the standard deduction (and any pre-tax deductions). Federal tax is progressive — each bracket's rate applies only to the income inside that bracket, so your effective rate is lower than your top bracket.
  2. Social Security (6.2%). Applied to your gross wages up to the annual wage base of $184,500. Earnings above that are not subject to Social Security tax.
  3. Medicare (1.45%). Applied to all wages with no cap. An extra 0.9% applies to wages above $200,000 ($250,000 if married filing jointly).
  4. State income tax. Depends on where you live. Some states have no wage income tax at all; others use a flat rate or progressive brackets.

A key detail many calculators get wrong: Social Security and Medicare are charged on yourgross pay, while federal income tax is charged on your gross minus the standard deduction. Those are two different bases. We keep them separate — see ourmethodology and sources for every formula and figure.

States we support

We only include a state once we've verified its rules against the state's own revenue department. For states not listed, the calculator shows federal-only figures and labels them clearly. Currently supported:

Frequently asked questions

How does this hourly paycheck calculator work?
Enter your hourly rate, weekly hours, and any overtime. The tool computes gross pay, then subtracts federal income tax (using 2026 IRS brackets and the standard deduction), Social Security (6.2% up to the wage base), Medicare (1.45%, plus 0.9% above the Additional Medicare threshold), and state income tax where supported. Everything runs in your browser — nothing is sent to a server.
Is my data private?
Yes. Your wage and deduction inputs never leave your device. The calculation is done entirely in JavaScript on your computer or phone, so no paycheck figures are transmitted, stored, or logged.
Why is my real paycheck different from this estimate?
This is an estimate of typical withholding. Your employer uses your specific W-4 elections, may apply local or city taxes, pre-tax benefit plans, and different rounding. Bonuses, commissions, and mid-year changes also shift the numbers. Treat this as a close guide, not an exact figure.
What is the difference between bi-weekly and semi-monthly pay?
Bi-weekly means every two weeks — 26 paychecks a year. Semi-monthly means twice a month — 24 paychecks a year. Bi-weekly paychecks are smaller because your annual pay is divided into more periods. The calculator handles both correctly.
How is overtime calculated?
Overtime hours are paid at your chosen multiplier — time-and-a-half (1.5×) by default, or double-time (2×). Under federal law, non-exempt employees earn at least 1.5× for hours over 40 in a week; some states have daily overtime rules that can differ.