Massachusetts paycheck calculator
Massachusetts has a flat 5.00% state income tax. Enter your hourly wage below to estimate your Massachusettstake-home pay after federal tax, Social Security, Medicare, and state income tax.
Paycheck calculator
Estimated take-home pay
$1,599.31every two weeks
$41,582 a year ·$3,465 a month
| Gross pay | $52,000.00 |
|---|---|
| Federal income tax | −$4,060.00 |
| Massachusetts income tax | −$2,380.00 |
| Social Security (6.2%) | −$3,224.00 |
| Medicare (1.45%) | −$754.00 |
| Additional Medicare (0.9%) | −$0.00 |
| Pre-tax deductions | −$0.00 |
| Net (take-home) | $41,582.00 |
Effective tax + FICA rate: 20.0%· Marginal federal bracket: 12%
Estimate only. Excludes local/city taxes, employer benefit elections, W-4 adjustments, and other withholdings. Your actual paycheck will differ. This is not tax advice.
Massachusetts income tax rules (2026)
Massachusetts applies a flat 5.00% rate. A personal exemption of $4,400 is applied first.
Flat 5.0% on wage income, applied after the personal exemption ($4,400 single, $8,800 married filing jointly, $6,800 head of household). A 4% surtax applies to taxable income above $1,107,750 for 2026. Massachusetts has no standard deduction.
Source: Massachusetts Department of Revenue, tax rates and 4% surtax pages; 2026 Circular M withholding tables. https://www.mass.gov/info-details/massachusetts-tax-rates · Verified 2026-01-01. See ourmethodology for all figures.
Take-home pay by wage in Massachusetts
Single filer, 40 hours a week, 2026 rates.
| Hourly | Gross / yr | Take-home / yr |
|---|---|---|
| $15/hr | $31,200 | $25,909 |
| $16/hr | $33,280 | $27,476 |
| $17/hr | $35,360 | $29,044 |
| $18/hr | $37,440 | $30,611 |
| $20/hr | $41,600 | $33,746 |
| $22/hr | $45,760 | $36,880 |
| $25/hr | $52,000 | $41,582 |
| $28/hr | $58,240 | $46,284 |
| $30/hr | $62,400 | $49,418 |
| $35/hr | $72,800 | $56,625 |
| $40/hr | $83,200 | $63,421 |
| $45/hr | $93,600 | $70,218 |
| $50/hr | $104,000 | $77,014 |
| $60/hr | $124,800 | $90,547 |
| $75/hr | $156,000 | $110,312 |
Frequently asked questions
- Does Massachusetts have a state income tax?
- Yes. Massachusetts charges a flat 5.00% on taxable wages. Flat 5.0% on wage income, applied after the personal exemption ($4,400 single, $8,800 married filing jointly, $6,800 head of household). A 4% surtax applies to taxable income above $1,107,750 for 2026. Massachusetts has no standard deduction.
- How much is $20 an hour after taxes in Massachusetts?
- About $33,746 a year, or $2,812 a month take-home, for a single filer at 40 hours a week — an effective rate of 18.9%.
- What taxes come out of my paycheck in Massachusetts?
- Federal income tax, Social Security (6.2% up to $184,500), Medicare (1.45%), and Massachusetts state income tax. Local city taxes are not included in this estimate.